A New Year, new goals, and a new round of limited submissions to the insurance company.
In my youth, and admittedly sometimes in my “adulthood” I’ve somewhat felt that insurance was in large part a scam. Pay lots of money into a system with hopes that you’ll never have to use it. Finally when the time does come, it's a hassle. They don't like giving the money back.
I don't have much hair left.
Unfortunately with Mason’s diagnosis came plenty of circumstances to have to interact regularly with my insurance company. At times I’d almost prefer to pass a kidney stone, than to have to deal with them. (my wife assures me that I do not ever want to experience a kidney stone…she’s had them)
I can call the number from memory, and recite my group number without consulting my card. I can now navigate thru my insurance company's automated voice/button menu without blinking. I know precisely where I need to utter the word “Representative” to the human sounding robot listening on the other end of the line.
In its cryptic monotone human/robot voice…..One moment please…..
Finally… a human.
Sadly at times, I think the humanoid/robot type being that answered the phone would be a better candidate for giving information. He/She seems to be a bit more friendly and cheerful in most cases.
Speaking with the live person is hard work. I have to hope that I’m lucky enough to land someone with a clue can answer my questions and at the same time give me accurate information. This isn't always the case.
Sometimes I get great service and other times not so much.
And during the calls I dare not mention the “A” word. I quickly learned one slip of the tongue mentioning the word “Autism” can cause a claim to be denied.
I've grown accustomed to the phrase “Please hold Mr. Barton while I read thru your claim file”…. this is often followed by a lot of typing, and long moments of silence. I usually multitask during this “downtime” because after several months of having to call, I know it’s going to take the human time to read through it. Mason’s file has reached War And Peace proportions.
Just yesterday a reimbursement check arrived for services that occurred almost a year ago.
Christmas arrived early….or late depending how you look at it. ;o)
Thursday, January 3, 2008
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2 comments:
Yikes! To date I haven't had a problem with my insurance company (saying this as I cross my fingers and pray). Let's hope 2008 will be better with them than 2007.
I had issues with allstate at work as they were taking money from my paycheck for months after someone at the union messed up and got the policies cancelled. I was happy to finally get the refund check right before the holidays and know the feeling.
Bonnie
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